Pricing for 401k Easy Online

401k Easy Online pricing covers absolute access to your Plan Sponsor Gateway and Plan Participant Gateway and all the functions they contain as well as any help you may need with using your online system.

-- The only thing you'll ever pay aside from your annual fee (see below) is your initial 401k plan customization and configuration of your online system to that customized plan: The first year you sign up for 401k Easy Online, you'll pay a one-time $995 setup fee that covers professional customization of your 401k plan as well as of your 401k Easy Online Plan Sponsor Gateway and Participant Gateway to your exact customized 401k plan.

-- Again, the customization fee occurs that first year only. From then all, ALL YOU PAY IS YOUR RELEVANT ANNUAL FEE (see below).

-- With 401k Easy Online there are no plan conversion fees (should you already have a 401k plan that you want to run via 401k Easy Online), no technical support fees, no processing or administration fees, no any other fees of any kind. Just one more reason it's called 401k Easy Online.

401k Easy Online Price Comparisons

Baseline Retail Price
(20 person plan)

Baseline Retail Price
(100 person plan)

Notes, Additional Fees

401k Easy Online



$695 first-year-only setup fee*
Unlimited investment choice (both in terms of absolute number as well as type of investments)


($1800 annual fee + $36/partic. fee)

($1800 annual fee + $36/partic. fee)

$401 setup fee
certain investment fees may apply (in addition to any normal asset-based fees)
Prepackaged investments only

Fidelity e401k

($1750 annual fee + $20/partic. fee)

($1750 annual fee + $20/partic. fee)

$750 setup fee
$1000 plan transfer fee (if applicable)
Nondiscrimination testing fee of $0-$1000 (fee contingent upon plan design)
Fidelity Funds investments only

Principal ImpactPlus

($1700 annual fee + $30/partic. fee)

($1700 annual fee + $30/partic. fee)

$500 setup fee
$40/loan + $8/quarter paid by participant
Principal Funds investments only

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